100% Transactional Funding
The #1 Provider of Transactional Funding in the USA
Available Nationwide except in CA, UT, NY, AK, & HI
"I believe Straightline Funding is the best transactional funding lender in the USA"
--Jose Torres, JRT Home Solutions
"Great Job Straightline! I appreciate your help, everything went super smooth!"
--Nick Novak, Losa Investments, Ltd.
FAQs About Transactional Funding
What is Transactional Funding?
When is Transactional Funding Needed?
Our clients use our Transactional Funding Service for three basic reasons:
Are There Minimum and Maximum Funding Amounts?
We have no minimum funding amount.
What are your Transactional Funding Fees?
1% of the purchase price of the property (minimum fee of $750)
There are NO UPFRONT FEES, NO ADDITIONAL FEES, and NO FEES if the transaction does not close.
Is Credit a Factor to Obtain Transactional Funding?
No. There are no personal financial requirements to obtain Transactional Funding. We do not run your credit and do not require bank statements, tax returns, etc.
Do I have to close with the same closing office?
Straightline requires both the A-B and the B-C transactions occur at the same settlement office or title company. Some exceptions are possible so please discuss your specific situation with a loan officer if your transactions are closing at different offices.
Do you offer Extended Transactional Funding?
Loan Term: 3 months
Credit Score of 700+
Required Minimum Funding Amount: N/A
Maximum Funding Amount: $150,000
Appraisal Required. Closing time is 10-15 business days from the time we receive application
Do you offer Proof of Funds Letters?
We offer free Proof of Funds letters to our clients. Just CLICK HERE to fill out the request form. We will email you the letter in PDF format.
What documents are required?
The A to B Contract
The B to C Contract
Corporate Docs (Articles of Org/Incorporation, EIN Document; Articles of Org)
If the C Buyer (End Buyer) is getting a loan to purchase the property, please send any information from the lender (pre-approval, term sheet, etc)
How quickly can you fund a deal?
Straightline can fund deals as quickly as the same day if all required documentation is provided from both our client and the title agent or closing attorney. However, we prefer to receive your submission and documentation once you have obtained your B to C Contract and you are ready for title to be started.
We are the Leader in Financing for Wholesalers
Straightline's low cost funding structure allows you to keep more of your wholesale profits. We also have no upfront fees and no fees if the deals do not close.
Funding in 45 States
Straightline can fund double closings in all states except New York, California, Hawaii, Alaska, & Utah. We can also help you with investor friendly closing firms.
Because we have been funding double closings since 2006, our process is fast and efficient. Let our experience work for you to close more deals and make more profit.
We work 100% with real estate investors. Your funding request is sent immediately to our team to open a file and start working on what is needed to get you to closing.