WHO OUR PROGRAM IS BUILT FOR
Rehab & Construction Loans
that keep projects moving
Finance your next flip, value-add, or ground-up build with fast approvals and flexible terms. We streamline the process so you can stay focused on execution, not red tape.
Fix & Flip Investors
Get in and out quickly with rehab financing that matches your timeline and scope with no income docs required.
Ground-Up Builders
From land purchase to vertical construction, we provide clear terms and responsive support every step of the way.
BRRRR & Value Add Investors
Upgrade units, boost rents, and reposition properties with funding that supports your strategy.
The Straightline Advantage
Built for the way you move.
Experience matters.
Rehab and construction projects don’t slow down for underwriting delays, unclear draw processes, or lenders who don’t understand what it takes to manage a jobsite. You’re juggling contractors, materials, timelines, budgets, inspections. Every moving part depends on capital showing up when it’s supposed to.
Speed When it Matters
In this business, timing is everything. Whether you’re locking up a distressed property or breaking ground on a new build, you need answers fast. We move quickly so you can secure deals, schedule crews, and keep momentum.
Clarity from Day One
No vague budgets. No mystery draw schedules. No shifting requirements halfway through the project.
You get a clear scope, a clear timeline, and a clear funding structure upfront so you can plan with confidence and avoid costly surprises.
Capital that Keeps Your Project Moving
You’re not explaining basic construction concepts to someone who’s never walked a jobsite. We work with rehabbers and builders every day. We understand risk, sequencing, budgets, and the realities of managing trades.
That means fewer headaches, fewer delays, and a smoother path from acquisition to completion.
Built for Rehabbers and Builders Who Execute
Whether you’re flipping a single property, built your portfolio through the BRRRR strategy, or building from the ground up, Straightline gives you the structure, speed, and support to get it done.
Our Simple Process
SUBMIT THE DEAL
UNDERWRITING
FUNDING
REHAB/BUILD
EXIT THE DEAL
Start by creating your personal account. Provide basic information about yourself and your funding needs.
Upon initial approval, our team will provide you with a list of any required documentation.
After documentation is approved we will work directly with your title agent to coordinate closing.
Our Draw Process will keep you moving through your project quickly with fast turnarounds
Once your project is complete you sell the project or roll into a DSCR loan for long term financing.
What We Fund
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Cosmetic Rehabs
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Full Gut Rehabs
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Additions
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Conversions
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Single Family New Builds
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2 to 4 Family New Builds
What We Look For
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Detailed Scope of Work
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Realistic Budget
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Clear Timeline
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Experience helps, but not required
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ARV Comps
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Clean Entity Structure
A Clean Bridge into DSCR Financing
A rehab or construction project isn’t finished when the last contractor leaves. The real win comes when you decide how to exit. Sell, hold, or leverage the new equity you created. Straightline gives you a seamless path from short‑term project financing into long‑term DSCR loans. Keep your capital free and your portfolio growing.
Turn Your Finished Project into Long Term Cash Flow
Once the rehab is complete or the new build is stabilized, many investors don’t want to sell. With DSCR financing, you can lock in a 30‑year fixed loan based on the property’s income , not your personal income. That means you keep the asset, keep the cash flow, and keep scaling
A Smooth Transition - No Loan Shopping Needed
Because we already understand your project, your scope, and your numbers, the transition into DSCR is clean and efficient. No re‑explaining your deal. No re‑building your file. No unnecessary friction.
Free Up Capital for Your Next Deal
Rolling into DSCR frees up your cash so you can move on to the next project without waiting for a sale or tying up liquidity. This is how investors build momentum. One completed project becomes the fuel for the next.
One Lender. One Process. One Continuous Path to Scale
From acquisition to rehab to long‑term financing, Straightline gives you a single, consistent partner who understands your strategy and supports your growth. You’re not bouncing between lenders or re‑educating someone new every time you level up.
