Bridge Loan Programs  

Our short term loan options provide solutions for rehabbers, landlords, and wholesalers throughout our lending territories.  We want to be your long term lending partner for all your real estate investing needs.  

Rehab Loans

Loans for Investors who want to purchase or refinance a property and include renovation costs as part of the loan.

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• Loan Amounts:  $100,000 to $1,000,000

• Eligible Properties:  1 to 4 Family

• Minimum Credit Score:  680

• Loan Term:  12 to 18 months

• Loan Territory:  Most Larger Metro Areas

• Loan to ARV:  Max of 75%

• Advances up to 85% of purchase/100% Rehab

• Rates start at 8% - Interest Only

Simple Bridge

Loans for Investors who want to purchase or refinance a property that will not be renovated or that they plan to renovate with their own funds.

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• Loan Amounts:  $100,000 to $1,000,000

• Eligible Properties:  1 to 4 Family

• Minimum Credit Score:  680

• Loan Term:  12 to 18 months

• Loan Territory:  Most Larger Metro Areas

• Up to 85% Loan to Value

• Rates start at 8% - Interest Only

Small Balance Bridge

Small Balance Loans for Investors for Purchase, Refinance, and/or Rehab

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• Loan Amounts:  $25,000 to $99,999

• Eligible Properties:  1 to 4 Family

• Minimum Credit Score:  680

• Loan Term:  9 months

• Loan Territory:  Larger Metros in the Midwest, Southeast & Northeast

• Advances up to 70% of purchase/100% Rehab or 75% of purchase for loans with no rehab component

• Max Loan to ARV:  65%

• Rates start at 11% - Interest Only

• Must have viable exit plan acceptable to Straightline

Donald H. - Charlotte, NC

Experience Matters

Straightline was founded in 2006 with the goal of becoming a premier provider of  loans for real estate investors. Our simple approach has always been to provide fast answers, great service, and reliable funding for our clients.  Since 2006 we have provided millions of dollars in loans to local real estate investors who have improved properties, stabilized neighborhoods, created jobs, and built wealth.  

Keeping it Simple

We keep you moving toward closing by using common sense underwriting and making quick decisions.  We don't require unnecessary paperwork or burdensome financial documentation.  We have a simple application process and provide fast term sheets for review.  

Relationships Matter

We pride ourselves on repeat business and referrals from existing customers, realtors, title agencies, attorneys, mortgage brokers , appraisers, and other sources.