New Construction Lending

Build to Sell or Build to Rent

Responsive - Dedicated Team​

Our company was started by real estate investors, for real estate investors.  We understand that you want fast answers and reliable funding.  

Project Based Lending

Straightline underwrites the project and your experience level in building homes.  We don't collect tax returns and don't require you to show cash reserve

No Up Front or Hidden Fees

We never charge you to apply for a loan and our loan quotes include a summary of all fees associated with your loan.  There are no surprises at the closing table! 

Streamlined Draw Process

Our draw process is fast and simple to navigate.  We utilize a third party inspection company with local inspectors in your market that get to your job site quickly and prepare detailed reports for each draw.  

Program Summary

Loan Amounts:  $75,000 to $2,000,000

Property Types:  1-4 Family Properties (SFR and Fee Simple Townhouses)

New Construction Lending Territories:  Nationwide Except MN, NV, ND, OR, SD, VT & WV

Loan Term:  12 - 18 months

Loan Position:  1st position only

Rate:  11%

Origination Fee:  3% 

Loan to Value Max:  70% of After Construction Value


Loan to Cost Max:  75% of total cost (lot purchase plus construction)

Minimum Credit Score:  680+ but exceptions can apply depending on experience and circumstances.

Straightline Funding, LLC

Executive Office

250 N. Trade St, Suite 304

Matthews, NC 28105

Straightline Funding, LLC

Post-Closing & Mail Delivery

11220 Elm Lane, Suite 200

Charlotte, NC 28277

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