New Construction 


New Construction Loans available

Nationwide in most larger metro areas

Responsive - Dedicated Team​

Our company was started by real estate investors, for real estate investors.  We understand that you want fast answers and reliable funding.  

Project Based Lending

Straightline underwrites the project and your experience level in building homes.  We don't collect tax returns and don't require you to show cash reserve

No Up Front or Hidden Fees

We never charge you to apply for a loan and our loan quotes include a summary of all fees associated with your loan.  There are no surprises at the closing table! 

Streamlined Draw Process

Our draw process is fast and simple to navigate.  We utilize a third party inspection company with local inspectors in your market that get to your job site quickly and prepare detailed reports for each draw.  

Click Below to Get Pre-Qualified.  

Program Summary

Loan Amounts:  $75,000 to $2,000,000

Property Types:  1-4 Family Properties (SFR and Fee Simple Townhouses)

New Construction Lending Territories:  Nationwide Except MN, NV, ND, OR, SD, VT & WV

Loan Term:  12 months

Loan Position:  1st position only

Rate:  10%

Origination Fee:  2% 

Loan to Value Max:  70% of After Construction Value


Loan to Cost Max:  75% of total cost (lot purchase plus construction)

Minimum Credit Score:  650+ but exceptions can apply depending on experience and circumstances.

Experience Required:  Must be able to show prior experience in new home construction

A Full Menu of Loan Products

Click a Product Below to Learn More

14 Years

of Lending to Investors


Loans Funded in 2019


The Number of States Where we Lend

Straightline Funding, LLC

250 N. Trade St, Suite 209

Matthews, NC 28105

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