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DSCR Rental Loans for Investors

30 Year Fixed Rate Terms

Purchase, Rate/Term or Cash Out

Fast Answers and Efficient Closings

No Income Documentation Required

Build Your Rental Portfolio  

Straightline offers you rental property solutions for single properties and portfolios.  We want to be your long term lending partner and help you grow your rental property portfolio.

Single Properties

Loans for Investors who want to purchase or refinance a cash flowing rental property.

  • Loan Amounts:  $100,000 to $3,000,000

  • Eligible Properties:  1 to 4 Family; 5-10 Units

  • Minimum Credit Score:  660

  • Minimum Property Value:  $125,000

  • Loan Term:  30 Year Fixed & 30 Year w/10 yr I/O

  • LTV on Purchase:  Up to 80%

  • LTV on Rate/Term Refi:  Up to 80%

  • LTV on Cash Out Refi:  Up to 75%

  • Vacant Properties OK

Portfolio Loans

Loans for Investors who want to purchase or refinance a portfolio of cash flowing rental properties.

  • Loan Amounts:  $150,000 - $2,500,000

  • Eligible Properties:  1 to 4 Family

  • Minimum Credit Score:  680

  • Minimum Property Value:  $125,000 per 

  • Loan Term: 30 Year Fixed & 30 Year w/ 10 yr I/O

  • LTV on Purchase:  Up to 80%

  • LTV on Rate/Term Refi:  Up to 75%

  • LTV on Cash Out Refi:  Up to 70%

  • Vacant Properties OK

DSCR - Non Bank Lender

  • No Income Verification

  • No Tax Returns

  • Emphasis on Cash Flow

Low Rates & Fees

  • Rate Buy Downs Available

  • Flexible Fee Options

  • No surprises at Closing

Build Your Wealth

  • Build Net Worth

  • Build Generational Wealth

  • Build Cash Flow 

Why Use "DSCR (Debt Service Coverage Ratio)" Rental Loans?

No Income Verification.  Straightline doesn't measure your personal debt to income ratio or collect tax returns.  

Loans close in your entity name vs. your personal name.  Conventional lenders do not allow you to close under your LLC or Corporation.  

No Reporting to Credit Bureaus.  Keep your personal credit clear of your business mortgages! 

No limitations on number of properties financed.  No roadblocks because you have financed several properties.

Close in weeks instead of months!  Our closing process removes tedious underwriting requirements and paperwork!

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