Rental Property Loans

30 Year Perm Loans - Single Properties & Portfolios

Build Your Rental Portfolio  

Straightline offers you rental property solutions for single properties and portfolios.  We want to be your long term lending partner and help you grow your rental property portfolio.

Single Properties

Loans for Investors who want to purchase or refinance a cash flowing rental property.

  • Loan Amounts:  $55,000 to $2,000,000

  • Eligible Properties:  1 to 4 Family

  • Minimum Credit Score:  660

  • Minimum Property Value:  $100,000

  • Loan Term:  30 Year Fixed

  • Rates:  As low as 3.625%

  • Loan Territory:  See Lending Map Below

  • LTV on Purchase:  Up to 80%

  • LTV on Rate/Term Refinance:  Up to 80%

  • LTV on Cash Out Refinance:  Up to 75%

  • First Time Investors OK

  • Vacant Properties OK

Portfolio Loans

Loans for Investors who want to purchase or refinance a portfolio of cash flowing rental properties.

  • Loan Amounts:  $110,000+

  • Eligible Properties:  1 to 4 Family

  • Minimum Credit Score:  660

  • Minimum Property Value:  $100,000 per 

  • Loan Term: 30 Year Fixed & ARM

  • Rates:  As low as 3.625%

  • Loan Territory:  See Lending Map Below

  • LTV on Purchase:  Up to 80%

  • LTV on Rate/Term Refinance:  Up to 80%

  • LTV on Cash Out Refinance: Up to 75%

  • No First Time Investors

  • Vacant Properties OK

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Experience Matters

Straightline was founded in 2006 with the goal of becoming a premier provider of  loans for real estate investors. Our simple approach has always been to provide fast answers, great service, and reliable funding for our clients.  Since 2006 we have provided millions of dollars in loans to local real estate investors who have improved properties, stabilized neighborhoods, created jobs, and built wealth.  

Keeping it Simple

We keep you moving toward closing by using common sense underwriting and making quick decisions.  We don't require unnecessary paperwork or burdensome financial documentation.  We have a simple application process and provide fast term sheets for review.  

Relationships Matter

We pride ourselves on repeat business and referrals from existing customers, realtors, title agencies, attorneys, mortgage brokers , appraisers, and other sources.  

15 Years

of Lending to Investors

322

Loans Funded in 2020

45

States Where We Lend