Commercial & Multi-Family Lending

Bridging the Gap

Straightline's commercial lending programs fill the void in today's commercial credit market for short term, small balance commercial loans secured by stabilized or value-add properties. 

Property Focused

Our underwriting is based heavily on the property, the plan with the property, and the borrower's experience in commercial property ownership and investing

Value-Add Lending

Unlike many banks and private lenders, Straightline understands value-add lending and is able to provide funding for improvements to improve cash flow or to fully stabilize an asset

Fast Answers. No Upfront Fees

Straightline is a direct lender and makes our lending decisions in house.  We do not collect bogus up front fees from our clients just to review a loan request.  

Loan Purposes 

•Acquisition • Refinance •Bridge to stabilization or refinance •Bridge to construction loan take out •Bridge to sale

Property Types



Medical Office


Retail (neighborhood center and single tenant triple-net lease only)

Self Storage



Commercial and Office Condos

Loan Terms
12-24 months.  Some exceptions possible.  
Loan Sizes
$250,000 Minimum; $3,000,000 Maximum
Interest Rates
8.5 to 10% (Interest Only and No Pre-Pay Penalty)
Lending Position
1st position only.  2nds allowed up to 80% CLTV

Straightline Funding, LLC

Executive Office

250 N. Trade St, Suite 304

Matthews, NC 28105

Straightline Funding, LLC

Post-Closing & Mail Delivery

11220 Elm Lane, Suite 200

Charlotte, NC 28277

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